Professional payments for serious businesses.

Streamline invoicing, automate recurring payments, and easily oversee client transactions, ensuring a reliable and trusted service.

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  • Logo CNN

    Best for Cheap

    Payment Processing, 2023

  • Logo Forbes

    Best for High-Volume

    Sellers, 2025

  • Logo Nerdwallet

    Best for Overall

    Payment Processor, 2024

  • Logo USA Today

    Best for Small

    Business, 2023

  • Logo Fit small business

    Best and Cheapest for

    Growing Businesses, 2024

  • Logo CNBC

    Best for Custom

    Rates, 2025

Professional Services save 23% on average with Helcim. Professional Services save 23% on average with Helcim.

Our pricing is 100% transparent and flat out saves you money. We keep your rates low and give you innovative ways to save money, all with no monthly fees or contracts in sight.

  • In-person
  • Keyed & Online

1.83%+ 8¢

2.61%+ 8¢

1.00%+ 8¢
  • PIN-Debit

1.67%+ 8¢

2.32%+ 8¢

9¢

Average costs to expect

Based on the weighted average cost of popular cards and a transaction size of: $300

2.27%+ 25¢

3.01%+ 25¢

2.28%+ 25¢

2.75%+ 25¢

Average costs to expect

Based on the weighted average cost of popular cards and a transaction size of: $300

Never overpay on merchant fees again.

Compare your rates against Helcim today.

Upload your statement
Upload your statement

Upload a recent statement from your current provider, and we'll compare it to our rates.

Use the comparison tool
Use the comparison tool

Prefer DIY? Use our online comparison tool to check your rates and calculate your savings.

Rate comparison calculator

Have your monthly statement handy to help you fill out the sections.

Your current payment provider and costs

Select your current provider and enter the amount of fees you typically pay per month. If you're unsure, leave it blank and we'll estimate your savings using Market Flat-Rates.

Business name cannot be blank

What type of transactions do you accept?

In-person payments are made via Chip, PIN, Swipe, and Tap. Online payments are made digitally through methods like recurring payments, online invoices, online stores, or virtual terminals.

How much did you process last month?

Monthly Amount

# of transactions

PIN-Debit
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What types of cards do you process?

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Calculate your savings

Complete the steps and we'll show you how much you could save by switching to Helcim.

Please select Monthly processing volume

Upload a recent statement

We'll prepare a comparison based on your current rates and fees.

Sending us a processing statement

Most processors provide a 3-8 page statement of your processing activity. Upload yours and we'll use it to build a detailed savings comparison.

Please select Monthly processing volume
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We are all about transparency.

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Helcim fee saver enjoy zero cost payments

Helcim Fee Saver Enabled

Customer will be charged a set fee if they choose to pay with credit card.

Enjoy free credit card processing with Helcim Fee Saver.

Easily pass on your credit card processing fees to your customers or clients.

Learn more about Helcim Fee Saver

Everything your business needs and loves.

  • Accept in-person payment

    Accept in-person payments

    Accept credit, debit, and mobile wallets at your store, clinic, or on-the-go with Helcim Point of Sale.

    Learn more
  • Accept payments on your computer

    Accept payments on your computer

    Process transactions online or over the phone from your laptop or tablet – no website or hardware needed.

    Learn more
  • Send and manage invoices

    Send and manage invoices

    Create, manage, and get paid on your invoices—via ACH, credit card, or debit—all without juggling multiple tools.

    Learn more
  • Build your online store

    Build your online store

    Build and launch your online store quickly—no coding skills or developers needed.

    Learn more
  • Create your payment page

    Create your payment page

    Add a payment page to your website with just a few clicks—no need for custom programming.

    Learn more
  • Collect recurring payments

    Collect recurring payments

    Automate payment collection for subscriptions, billing, or installment plans.

    Learn more
  • Manage your customer data

    Manage your customer data

    Keep all your customer data organized, accessible, and secure in one place.

    Learn more
  • Manage your inventory

    Manage your inventory

    Quickly add and manage products from one dashboard, with inventory automatically synced across all sales channels.

    Learn more
  • Embed customizable payment flows

    Embed customizable payment flows

    From high code to low code payment options, Helcim lets you create your custom checkout experience for your app, website, or platform.

    Learn more

See why professional services love Helcim.

  • "I went through 3 different merchant services entities before finding Helcim. I couldn't be more satisfied. Great service, always helpful on the phone, and a pricing structure that suits my business. I highly recommend Helcim to any small business looking for quality and pain-free merchant services.”

    Clarion Labs

    Nov 11th, 2023

  • "Our company, with 3 separate divisions, switched to Helcim almost two years ago for our customer credit card payments. Our only regret is not doing so sooner.”

    Carleton Environmental Services inc

    Feb 2nd, 2023

  • "With lower transaction fees (due to Interchange-Plus paradigm rather than flat rates), rule-based options for minimizing risk, and a cloud solution for quoting and invoicing that makes customization and billing a breeze—without subscription fees—Helcim definitely stands out."

    Mind2Matter Design & Technologies, LLC

    May 5th, 2022

Protection for your client information.

Peace of mind shouldn’t cost extra. Accept online and in-person payments securely as we ensure the security of your transactions.  Keep your card information safe with advanced tools such as data encryption, tokenization, and more.

PCI compliant (without added fees)

PCI Data Security Standards with no added fees for data encryption, tokenization & key management.

Protect with Helcim Fraud Defender

Take advantage of Helcim Fraud Defender and avoid costly fraudulent transactions.

Built-in secure credit card vault

Protect your customers’ card information and store it securely in our credit card vault.

FAQ.

  • How can Interchange Plus pricing benefit my business?

    Recurring payments are a way for you to get paid automatically. Recurring payments charge a customer for a good or service on a consistent basis at a particular interval and are especially handy for subscriptions.

  • Is there a monthly fee?

    Yes. Our subscription billing platform can be setup to send trials to customers.

  • Are there any contracts or hidden fees?

    Getting started with recurring payments is as easy as visiting our sign up page, filling out a few details, and getting approved.

  • Do my regular clients have to enter their card information every time?

    Definitely! Setting up prorated billing on a automatic basis is as simple as adding a request in your Helcim dashboard. If you want to know more about prorated billing, we've also written a comprehensive, but easy to understand article on the subject on our blog.

  • Do you charge monthly fees?

    We have complete video tutorials and support articles explaining how to get the most out of our subscription billing services. To find out how to use Helcim recurring billing, click here.

  • How does signing up work?

    Cancelling with Helcim is easy because we don't charge you any cancellation fees, but with no contracts and free tools, why cancel?

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Start accepting payments today.

Create your free account instantly with no paperwork or commitments.

Get started for free
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We're always here to help.

Speak to a real person who can answer your payment questions.

Call us, book a demo, or fill out the form to learn:

  • How to start accepting payments
  • How much you can save with our low processing fees
  • How to add payment options to your website
  • What hidden fees you're paying your processor
  • Other ways to make your business more profitable

Monday - Friday: 7am - 5pm MT

Saturdays: 9am - 5pm MT

Have us contact you

Monthly credit card processing ($)
Please select Monthly credit card processing

How would you like us to contact you?

Thank you!

We look forward to connecting with you!